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 · A score between 6 and 679 is near ideal and a score between 680 and 739 is considered ideal by most automotive dealerships If you have a score above 680, you are likely to receive appealingAll loan payment amounts are based on a used car loan APR interest rate of 118% for subprime borrowers with a credit score of 500 to 599 The loan terms included in this chart are for 3 years (36 months), 5 years (60 months), and 7 years (84 months)Auto Loan Payment Calculator 0 1 1% 1% 1% 0 1 $8000 $8000 $8000 24 mths 36 mths 48 mths 54 mths How A Bad Credit Score Affects Your Auto Loan Rate International Autosource Can i buy a car with 664 credit score